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P Club Blog Ask Dru Live: I work on the Covid frontline and alcohol helps me with the stress Video
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Each club has its own philosophy in regards with the reserves and the shipowners should evaluate and choose according to their preferences. Some shipowners seem to prefer clubs with high reserves in order to feel safe that all their risks will be covered, while others go with the clubs which keep lower reserves in order to avoid high supplementary calls during the year.
The clubs with the highest reserves are those of Shipowners Club, the Gard, Steamship Mutual and Britannia while the least reserves are kept by the Japan Club.
Also in this case, shipowners may have their personal preferences on whether they will go with a large club or a smaller one since each one has its advantages and disadvantages.
Also the larger the club is, the more the income from premiums will be, which may decrease the need for supplementary calls.
Frontline work during Covid is stressful and many people rely on alcohol to unwind. Dru looks at other ways to relax as the day ends. Our quit lit and mindful drinking book review has recommendations for great Christmas presents and for Dry January reading lists.
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